VittSphere ONE Calculators Blog CA Prabhakar Kumar · FCA · ICAI 560762
Case law › Rates by year
32 assessment years28 independently re-read4 not verified

Income-tax rates, assessment year by assessment year

Slabs, surcharge and cess for 32 assessment years, each read out of the Finance Act that charged it — the Act’s own charging section and First Schedule, not a secondary summary.

Where these figures come from

Every figure in these tables was taken out of the Income Tax Department’s own text of the Finance Act for the year: section 2 of the Act, which charges the tax and names the Part of the First Schedule that applies, and the First Schedule itself, which carries the rate tables. Part I of a Finance Act’s First Schedule is the rate for the assessment year the Act names. Part III of the same Schedule is advance tax for the following year, and it is the commonest way to get a year wrong — one record in this collection had exactly that error and it was caught and struck on verification.

No figure here comes from a commentary, a ready reckoner or a press summary. Where the Act’s text was not reached, the year’s page says so and leaves the row empty rather than filling it from the neighbouring year.

The department’s index of Finance Acts is at https://www.incometaxindia.gov.in/finance-acts. The Acts themselves have a page each under Finance Acts.

The years covered

Assessment year 1973-74, and then every assessment year from 1997-98 to 2027-28. The gap between them is real: those years were not read, and nothing here estimates them.
Assessment yearMaximum amount not chargeableTop slab rateTop surchargeCessVerification
AY 2027-28
Finance Act, 2026
old: Rs 2,50,000
new (section 202 of the Income-tax Act, 2025): Rs 4,00,000
30%37%Health and Education Cess 4%not verified
AY 2026-27
Finance Act, 2026
old: Rs 2,50,000
new (section 115BAC(1A)): Rs 4,00,000
30%37%Health and Education Cess 4%re-read 2 September 2026
AY 2025-26
Finance Act, 2025
old: Rs 2,50,000
new (section 115BAC(1A)): Rs 3,00,000
30%37%Health and Education Cess 4%re-read 2 September 2026
AY 2024-25
Finance Act, 2024 (No. 1 of 2024)
old: Rs 2,50,000
new (section 115BAC): Rs 3,00,000
30%37%Health and Education Cess 4%re-read 2 September 2026
AY 2023-24
Finance Act, 2023
old: Rs 2,50,000
new (section 115BAC): Rs 2,50,000
30%37%Health and Education Cess 4%re-read 2 September 2026
AY 2022-23
Finance Act, 2022
old: Rs 2,50,000
new (section 115BAC): Rs 2,50,000
30%37%Health and Education Cess 4%re-read 2 September 2026
AY 2021-22
Finance Act, 2021
old: Rs 2,50,000
new (section 115BAC): Rs 2,50,000
30%37%Health and Education Cess 4%re-read 2 September 2026
AY 2020-21
Finance Act, 2020
Rs 2,50,00030%37%Health and Education Cess 4%re-read 2 September 2026
AY 2019-20
Finance (No. 2) Act, 2019
Rs 2,50,00030%15%Health and Education Cess 4%re-read 2 September 2026
AY 2018-19
Finance Act, 2018
Rs 2,50,00030%15%Education Cess 2%; Secondary and Higher Education Cess 1%re-read 2 September 2026
AY 2017-18
Finance Act, 2017
Rs 2,50,00030%15%Education Cess 2%; Secondary and Higher Education Cess 1%re-read 2 September 2026
AY 2016-17
Finance Act, 2016
Rs 2,50,00030%12%Education Cess 2%; Secondary and Higher Education Cess 1%re-read 2 September 2026
AY 2015-16
Finance Act, 2015
Rs 2,50,00030%10%Education Cess 2%; Secondary and Higher Education Cess 1%re-read 2 September 2026
AY 2014-15
Finance Act, 2014
Rs 2,00,00030%10%Education Cess 2%; Secondary and Higher Education Cess 1%re-read 2 September 2026
AY 2013-14
Finance Act, 2013
Rs 2,00,00030%10%Education Cess 2%; Secondary and Higher Education Cess 1%re-read 2 September 2026
AY 2012-13
Finance Act, 2012
Rs 1,80,00030%Education Cess 2%; Secondary and Higher Education Cess 1%re-read 2 September 2026
AY 2011-12
Finance Act, 2011
Rs 1,60,00030%Education Cess 2%; Secondary and Higher Education Cess 1%re-read 2 September 2026
AY 2010-11
Finance Act, 2010
Rs 1,60,00030%Education Cess 2%; Secondary and Higher Education Cess 1%re-read 2 September 2026
AY 2009-10
Finance Act, 2009
Rs 1,50,00030%10%Education Cess 2%; Secondary and Higher Education Cess 1%re-read 2 September 2026
AY 2008-09
Finance Act, 2008
Rs 1,10,00030%10%Education Cess 2%; Secondary and Higher Education Cess 1%re-read 2 September 2026
AY 2007-08
Finance Act, 2007
individuals generally: Rs 1,00,000
resident woman below sixty-five: Rs 1,35,000
resident individual sixty-five or more: Rs 1,85,000
30%10%Education Cess on income-tax 2%re-read 2 September 2026
AY 2006-07
Finance Act, 2006
individuals generally: Rs 1,00,000
resident woman below sixty-five: Rs 1,35,000
resident individual sixty-five or more: Rs 1,85,000
30%10%Education Cess on income-tax 2%re-read 2 September 2026
AY 2005-06
Finance Act, 2005
Rs 50,00030%10%Education Cess on income-tax 2%re-read 2 September 2026
AY 2004-05
Finance Act, 2004
Rs 50,00030%10%re-read 2 September 2026
AY 2003-04
Finance Act, 2003
Rs 50,00030%5%re-read 2 September 2026
AY 2002-03
Finance Act, 2002
Rs 50,00030%2%re-read 2 September 2026
AY 2001-02
Finance Act, 2001
Rs 50,00030%17%re-read 2 September 2026
AY 2000-01
Finance Act, 2000
Rs 50,00030%10%re-read 2 September 2026
AY 1999-2000
Finance Act, 1999
Rs 50,00030%not verified
AY 1998-99
Finance Act, 1998
not reachednot verified
AY 1997-98
Finance Act, 1997
Rs 40,00040%re-read 2 September 2026
AY 1973-74
Finance Act, 1973
not reachednot verified

A dash means the record carries nothing under that head. It does not mean nil: read the year’s page, which says whether the Act imposed none or the text was not reached.

Which years have been checked, and which have not

An independent pass went back to the department’s text and re-read 28 of these 32 records. Four it could not confirm. They are listed here rather than left for a reader to discover:

The same pass corrected three records before publication: it struck a surcharge from AY 1999-2000 that had been read out of Part III rather than Part I, and it supplied the cess for AY 2025-26 and AY 2027-28, which the API record had truncated away. Those corrections are carried in the records and shown on the years’ pages.

What this page is, and what it is not

The figures are the Finance Act’s own. Every rate, threshold and exemption on this page was taken out of the Income Tax Department’s own text of the Act that charged the year — the charging section and the First Schedule — and the records we read are linked under Sources on each year’s page. The writing around the figures is ours: the arrangement, the headings, the comparison with the year before and every sentence of explanation. Those are not the Act.
These tables are for orientation. The Act governs. A rate table is a finding aid, not the law. The Act, its First Schedule and the provisos in it decide what is payable, and a table cannot carry the provisos. If you are about to rely on a figure here — in a return, in a computation, in a reply to a notice — open the source linked on the year’s page and read the figure in the Act for yourself. Where a record did not reach a rate, this library says so rather than filling the gap.