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Case lawHigh Court › Punjab State Cooperative Federation of House Building Societies Ltd v CIT-II
High CourtHelps departmentValidity unconfirmeds.80Ps.80P(2)(a)(i)s.56s.57s.57(iii)s.260A

Punjab State Cooperative Federation of House Building Societies Ltd v CIT-II

We lost on s.80P before the Tribunal. Can we raise the s.57 cost of funds point for the first time in the High Court, and does interest we charge our own employees qualify under s.80P(2)(a)(i)?

We lost on s.80P before the Tribunal. Can we raise the s.57 cost of funds point for the first time in the High Court, and does interest we charge our own employees qualify under s.80P(2)(a)(i)?

No on both counts, on this decision. The Punjab and Haryana High Court refused to entertain questions on s.57(iii) and on deduction of costs against interest assessed under s.56 because no such plea had been argued before the Tribunal, holding that they did not arise from the Tribunal's order and raised no substantial question of law. It also upheld the Tribunal's view that s.80P(2)(a)(i) is available only in respect of the society's core activities, so that interest from other banks and interest received from employees who are not members does not qualify.

Decided by the High Court (Ajay Kumar Mittal J and Raj Rahul Garg J) on 2016-05-10, reported as ITA No. 17 of 2016 (O&M) (Punjab and Haryana High Court). It bears on section 80P, section 80P(2)(a)(i), section 56, section 57, section 57(iii), section 260A of the Income Tax Act 1961, in Co-operative Societies, Deductions & Disallowances and Appeals matters.

Validity check could not be completed. Later treatment was not checked. The decision predates Mavilayi Service Co-operative Bank (SC, 2021); Mavilayi requires s.80P to be read liberally and in favour of the assessee, and a later court might not describe the test as one of 'core activities' in those terms, but Mavilayi did not disturb Totgar's (SC, 2010) on the taxability of interest on surplus funds, which is the substance of what was applied here. The holding on questions (iii) and (vi) is a pleading and jurisdiction point and is unaffected by either Supreme Court decision.

Why it matters

The s.57 netting argument is the standard fallback when interest is pushed into income from other sources, and this is what happens when it is kept in reserve: it is lost. A ground not argued before the Tribunal does not arise from the Tribunal's order, and s.260A gives the High Court no way in. Practitioners who intend to argue in the alternative must argue it in the alternative at the Tribunal, on the record, with figures. The decision is also a clean Revenue-side authority on the 'core activity' limit to s.80P(2)(a)(i), which is the counterweight to the Karnataka line on 'attributable to', and it makes the separate point that interest from employees who are not members falls outside the clause.

Binding within that High Court's jurisdiction. Persuasive elsewhere.

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