VittSphere ONE Calculators Blog CA Prabhakar Kumar · FCA · ICAI 560762
Case lawIncome-tax Act 2025Chapter XX › Section 432
Chapter XXwas s.238

Section 432 of the Income-tax Act, 2025

Section 432 — Person entitled to claim refund in certain special cases. Successor to s.238 of the 1961 Act.

Where this section sits

Section 432 is in Chapter XX — Refunds, which runs from section 431 to section 438.

← Section 431  ·  Section 433 →

What this section does

Sub-section (1) decides who may claim a refund where income is taxed in another's hands: where the income of one person is included in the total income of any other person under any provision of the Act, that other person alone is eligible for a refund under this Chapter in respect of that income.

Sub-section (2) deals with a person unable to claim or receive a refund due to him on account of death, incapacity, insolvency, liquidation or other cause. In such a case his legal representative, or the trustee, guardian or receiver, is entitled to claim or receive the refund for the benefit of that person or his estate.

Why it is there

A refund follows the tax, and where the Act has taxed one person's income in another's hands the two could otherwise both claim it. Sub-section (1) settles that by giving the claim to the person actually assessed, and only to him. Sub-section (2) covers the opposite problem — a valid claim with no one able to make it — by naming the representative who may step in, while keeping the benefit with the person entitled or his estate.

Who it applies to

What this means in practice

The word "alone" in sub-section (1) is exclusive: the person whose income has been included cannot claim a refund in respect of it, however clearly the tax relates to his income, because the claim belongs to the person in whose total income it was included. Sub-section (2) is a rule about who may act, not about who benefits — the representative claims or receives for the benefit of the person or his estate, so the money does not become the representative's own. The list of causes is open-ended: death, incapacity, insolvency, liquidation "or other cause", so it is not confined to the four named situations.

An example

Illustrative only, and invented for this page. The figures are chosen to show the rule biting, not taken from any real matter.

A minor's interest income is included in a parent's total income under a clubbing provision, and tax deducted on that interest exceeds the tax due. Only the parent, in whose total income the income was included, may claim the refund under sub-section (1); the minor cannot. If the parent then dies before claiming, sub-section (2) lets the legal representative claim or receive that refund for the benefit of the estate.

Where you meet this section

When a refund claim is made or a refund is issued, and in a rejection based on the claimant not being the person in whose total income the income was included. Sub-section (2) is what a legal representative relies on to pursue a deceased assessee's refund.

The words themselves

the latter alone shall be eligible for a refund under this Chapter in respect of such income
Section 432(1), Income-tax Act, 2025.
his legal representative or the trustee or guardian or receiver, shall be entitled to claim or receive such refund for the benefit of such person or his estate
Section 432(2), Income-tax Act, 2025.

What people get wrong

What this replaced

The correspondence is the Income Tax Department’s own, from its comparison utility for the 1961 and 2025 Acts. A renumbering is the easy half; whether the words changed is the half that decides cases.

See the full 1961 to 2025 concordance.

What this page does not tell you. It does not reproduce the section. Everything above was written from the section’s own text as the Income Tax Department publishes it — the text is here, and nothing here is advice on your facts. Where a figure matters, read the sub-section it comes from.