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Case lawIncome-tax Act 2025Chapter IV › Section 25
Chapter IVwas s.27

Section 25 of the Income-tax Act, 2025

Section 25 — Interpretation. Successor to s.27 of the 1961 Act.

Where this section sits

Section 25 is in Chapter IV — Computation of Total Income, which runs from section 13 to section 95.

← Section 24  ·  Section 26 →

What this section does

The section is a definition provision working only for sections 20 to 24. It extends "owner" in relation to a property or any part of it beyond the registered legal owner, through five categories.

Clause (a) brings in an individual who transfers property without adequate consideration to a spouse — except under an agreement to live apart — or to a minor child other than a married daughter. Clause (b) brings in the holder of an impartible estate, deemed the individual owner of all properties comprised in it. Clause (c) brings in a member of a co-operative society, company or other association of persons to whom a building or part of one is allotted or leased under a house building scheme. Clause (d) brings in a person allowed to take or retain possession of a building in part performance of a contract of the nature referred to in section 53A of the Transfer of Property Act, 1882.

Clause (e) brings in a person acquiring rights in or with respect to a building, excluding rights by way of a lease from month to month or for a period not exceeding one year. Sub-clause (i) covers rights acquired by sale or exchange, or an original or extendible lease for a term of not less than twelve years; sub-clause (ii) covers rights arising from any transaction — including membership of or shares in a co-operative society, company or association of persons, or any agreement or arrangement of whatever nature — that is not a sale, exchange or lease and that has the effect of enabling the enjoyment of the property.

Why it is there

Income from house property is charged on the owner, so a definition confined to registered title would let the charge be sidestepped by arrangements that hand over enjoyment without transferring title. The section treats economic ownership as ownership for sections 20 to 24, and keeps the transferor to a spouse or minor child on the hook. The lease exclusions keep short tenancies out, so an ordinary tenant is not turned into an owner.

Who it applies to

The figures, and what each one turns on

Read the condition in the same row. A figure quoted without it is a wrong answer with a citation attached.
WhatFigureThe condition on itWhere
Lease term that does not make the holder an ownerA lease from month to month, or for a period not exceeding one yearRights acquired by way of such a lease are expressly excluded from clause (e)Clause (e), opening words
Lease term that does make the holder an ownerNot less than twelve yearsAn original or extendible lease acquired by transfer of the building or its partClause (e)(i)

What this means in practice

The person who must return the annual value under sections 20 to 24 is often not the person on the title deed. A flat allottee under a society scheme is the owner whether or not the society has conveyed anything, and a purchaser in possession under a section 53A contract is the owner though the sale deed is unregistered. Clause (a) works the other way: the transferor who gave property to a spouse or minor child for inadequate consideration remains the owner, so the income does not move with the gift. Clause (e) turns on the character of the right, not its label — sub-clause (ii) reaches any agreement or arrangement of whatever nature enabling enjoyment of the property, while the opening exclusion keeps monthly and one-year tenancies outside.

An example

Illustrative only, and invented for this page. The figures are chosen to show the rule biting, not taken from any real matter.

An individual is allotted a flat by a co-operative housing society under its house building scheme and moves in, but the society has executed no conveyance in his favour. He lets the flat out. Under clause (c) he is the owner for sections 20 to 24, so the annual value is charged in his hands and not in the society's, and the absence of a conveyance is no answer. Had he instead taken the same flat on an eleven-month tenancy, the exclusion in clause (e) would keep him outside the definition.

Where you meet this section

In the computation of income from house property in the return, and in any scrutiny query or assessment order asking in whose hands the annual value should be charged — typically where title has not been conveyed, where a property was gifted to a spouse or minor child, or where possession was taken under an unregistered agreement.

The words themselves

an individual who transfers without adequate consideration, any property to the spouse (except under an agreement to live apart), or to a minor child (other than a married daughter)
Section 25(a), Income-tax Act, 2025.
a person who is allowed to take or retain possession of any building or part thereof in part performance of a contract
Section 25(d), Income-tax Act, 2025.

What people get wrong

What this replaced

The correspondence is the Income Tax Department’s own, from its comparison utility for the 1961 and 2025 Acts. A renumbering is the easy half; whether the words changed is the half that decides cases.

See the full 1961 to 2025 concordance.

Case law carried across

Read this before you rely on it. Every decision below was decided under the Income-tax Act, 1961. It appears here because it is tagged to a 1961 provision that the department’s own mapping carries to section 25. That is an inference we have drawn, not a holding on the new section: where the words changed in the move, the reasoning may not survive. Treat this as the place to start looking, not as authority on the 2025 Act.

Explainers

Read with

What this page does not tell you. It does not reproduce the section. Everything above was written from the section’s own text as the Income Tax Department publishes it — the text is here, and nothing here is advice on your facts. Where a figure matters, read the sub-section it comes from.