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Case lawCirculars2000 › Circular No. 795
CBDT circular 1 September 2000

Circular No. 795

840. Removal of difficulties to Kisan Credit Cardholders by provisions of section 139(1)(v), first proviso

What this is

Circular No. 795 was issued by the Central Board of Direct Taxes on 1 September 2000. Its subject is 840. Removal of difficulties to Kisan Credit Cardholders by provisions of section 139(1)(v), first proviso.

These are guidelines issued under a power in the section itself. Where a section says the Board may issue guidelines and that they bind, the guidelines carry more weight than an ordinary circular — read the enabling words before deciding which kind this is.

What it does

Takes Kisan Credit Card holders out of the return-filing obligation in clause (v) of the first proviso to section 139(1), which required a person residing in a specified area who held a credit card, not being an add-on card, issued by any bank or institution at any time during the previous year to file a return by the due date. The Board's reasoning is that a Kisan Credit Card is unlike a normal credit card, being issued on the basis of the agriculturist's land holding; the clause is therefore to be applied to holders of credit cards other than Kisan Credit Cards.

Why it was issued

It was represented to the Board that since agriculturists pay no tax on agricultural income, applying the clause to Kisan Credit Card holders would cause them avoidable inconvenience.

Who it reaches

The provisions it speaks to

Left, the provision of the Income-tax Act, 1961 as the instrument itself names it. Right, the section of the Income-tax Act, 2025 that the department’s own concordance maps it to — which is where the same ground is now covered.
Under the 1961 ActNow
s.139s.2, s.263, s.349

The instrument, as the Board published it

The words below are the department’s own, reproduced from its published text. Where the department’s copy carried a publisher’s notes after the instrument, those are not reproduced.

840. Removal of difficulties to Kisan Credit Cardholders by provisions of section 139(1)(v), first proviso
1. Under the existing provisions of clause (v) of the first proviso to sub-section (1) of section 139, a person not furnish­ing return under sub-section (1) and residing in specified areas and at any time during the previous year being the holder of a credit card, not being an add-on card, issued by any bank or institution, is required to furnish a return of his income during the previous year on or before the due date specified in the provision.
2. It has been represented to the Board that since agriculturists are not required to pay any tax on income arising from agricul­tural operations, the applicability of these provisions to the holders of Kisan Credit Card is likely to cause avoidable incon­venience to them.
3. The Board have considered the matter. It is hereby clarified that, unlike the normal credit card, the Kisan Credit Cards are issued based on the land holding of the agriculturists. The provisions explained in clause (v) of the first proviso to sub-section (1) of section 139 should, therefore, be made applicable to holders of credit cards other than Kisan Credit Cards.
Circular : No. 795, dated 1-9-2000.

What to watch

Where you meet it

In an old notice under section 142(1) or a prosecution or penalty for failure to file where the only trigger was holding a credit card.

On the same provision

Other instruments in this library that name the same provision of the 1961 Act. They are not necessarily still operative, and a later one may have replaced an earlier one without saying so.

← Circular No. 797  ·  Circular No. 794 →

A circular binds the department, not you and not a court. The Board issues a circular to its own officers. An assessee may hold the department to a circular that helps him; the department cannot hold an assessee to one that hurts him, and the Tribunal and the courts decide the law for themselves.

Source: the Income Tax Department’s own published text — its page for this instrument.